LOAN RATES
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New Vehicle Loans (2011 Models and 2010 under 5,000 miles)
|
|
LOAN TERM
|
APR*
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|
36 MONTHS
|
As Low as 3.99%
|
|
48 MONTHS
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As Low as 4.25%
|
|
60 MONTHS
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As Low as 4.49%
|
|
72 MONTHS
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As Low as 4.49%
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84 MONTHS (Min. $25,000 Loan)
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As Low as 4.75%
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Used Vehicle Loans (2001 to 2010 Models)
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LOAN TERM
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APR*
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|
36 MONTHS
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As Low as 4.99%
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|
48 MONTHS
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As Low as 5.25%
|
|
60 MONTHS
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As Low as 5.49%
|
|
72 MONTHS (Min. $25,000 Loan)
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As Low as 5.49%
|
|
New Recreational Vehicle Loans (2011 Models and 2010 under 5,000 miles)
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|
LOAN TERM
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APR*
|
|
48 MONTHS
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As Low as 5.25%
|
|
60 MONTHS
|
As Low as 5.49%
|
|
72 MONTHS
|
As Low as 5.49%
|
|
84 MONTHS (Motor Homes Only)
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As Low as 5.75%
|
|
Used Recreational Vehicle Loans (2001 to 2010 Models)
|
|
LOAN TERM
|
APR*
|
|
36 MONTHS
|
As Low as 5.99%
|
|
48 MONTHS
|
As Low as 6.25%
|
|
60 MONTHS
|
As Low as 6.49%
|
|
72 MONTHS
|
As Low as 6.49%
|
|
Signature Loans
|
| LOAN TYPE |
APR*
|
|
Up to 60 Months
|
As low as 12.49%
|
*Loan Rates displayed above are for qualified members with credit scores of 750 or higher.
Actual rate received is based on individual member's credit.
|
Cash Secured Loans
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| LOAN TYPE |
APR*
|
TERM/CONDITION
|
| SHARE SECURED |
3.50%
|
over dividend rate
|
| SHARE CERTIFICATE SECURED |
3.00%
|
over dividend rate
|
|
VISA Credit Card
|
| LOAN TYPE |
APR*
|
TERM/CONDITION
|
| PLATINUM |
12.25%
|
No Annual Fee
|
Rates Effective 10/01/11. APR* = Annual Percentage Rate
Loan Rates are subject to change.
SHARE DIVIDEND RATES
|
Regular Shares
|
|
|
| TIERED SHARE LIMITS AND RATES |
DIVIDEND RATE
|
APY*
|
| AMOUNT |
|
|
| $25.00 or less |
0.15%
|
0.15%
|
| $25.01 - $100 |
0.15%
|
0.15%
|
| $100.01 - $1,000 |
0.15%
|
0.15%
|
| $1,000.01 - $10,000 |
0.15%
|
0.15%
|
| $10,000.01 - $50,000 |
0.15%
|
0.15%
|
| Over $50,000 |
0.20%
|
0.20%
|
APY* = Annual Percentage Yield based on quarterly compounding of interest.
Dividends effective for October 1, 2011 thru December 31, 2011.
Rates may change after account is opened.
Minimum balance to open share account is $25.
Fees may reduce earnings on this account.
|
Christmas Club Share ($25 Minimum Deposit)
|
| |
DIVIDEND RATE
|
APY*
|
| |
0.20%
|
0.20%
|
APY* = Annual Percentage Yield based on quarterly compounding of interest.
Dividends effective for October 1, 2011 thru December 31, 2011.
and subject to change without notice.
A penalty may be imposed for early withdrawal.
|
Share Term Certificates ($1,000 Minimum Deposit)
|
| TERM |
DIVIDEND RATE
|
APY*
|
| 6-11 Months |
0.30%
|
0.30%
|
| 12-17 Months |
0.60%
|
0.60%
|
| 18-23 Months |
0.70%
|
0.70%
|
| 24-35 Months |
0.85%
|
0.85%
|
|
36 Months
|
1.10%
|
1.11%
|
APY* = Annual Percentage Yield based on monthly compounding of interest.
Rates are effective October 1, 2011 and subject to change without notice.
A penalty may be imposed for early withdrawal.
|
IRA Shares ($25 Minimum Deposit) (includes Traditional IRA, ROTH IRA, and Education Savings Accounts)
|
| |
DIVIDEND RATE
|
APY*
|
| |
0.20%
|
0.20%
|
APY* = Annual Percentage Yield based on quarterly compounding of interest.
Dividends effective for October 1, 2011 thru December 31, 2011.
and subject to change without notice.
A penalty may be imposed for early withdrawal.
|
IRA Share Term Certificates ($1,000 Minimum Deposit) (includes Traditional IRA, ROTH IRA, and Education Savings Accounts)
|
| TERM |
DIVIDEND RATE
|
APY*
|
| 6-11 Months |
0.35%
|
0.35%
|
| 12-17 Months |
0.65%
|
0.65%
|
| 18-23 Months |
0.75%
|
0.75%
|
| 24-35 Months |
0.90%
|
0.90%
|
|
36 Months
|
1.15%
|
1.16%
|
APY* = Annual Percentage Yield based on monthly compounding of interest.
Rates are effective October 1, 2011 and subject to change without notice.
A penalty may be imposed for early withdrawal.
|
